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If you wagered $5, the same amount would be taken off the $500, whether you win or lose. Now, you only have to bet $495 to meet your target of $500. If you are a good player, and if you choose blackjack, chances are that you will meet that target easily. The way casinos use these probabilities is expressed in playthrough contribution. This has something to do with the wagering requirement.
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You only need to tick a box or you get them automatically. Sometimes you need to talk to the support in the live chat. It is up to the casino itself so it is always recommended to check with the casino before signing up.
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